Creative Financing Solutions

Expert assistance and innovative financing options for successful real estate transactions.

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A partially constructed two-story house is situated amidst tall pine trees. The building features an unfinished concrete exterior and a roof with dark shingles. The surrounding area is covered with soil and scattered vegetation, creating a natural, woodland setting.
A partially constructed two-story house is situated amidst tall pine trees. The building features an unfinished concrete exterior and a roof with dark shingles. The surrounding area is covered with soil and scattered vegetation, creating a natural, woodland setting.
Creative Financing Options

One of the core aspects of Rainier business is creative financing, which includes innovative solutions like seller financing and subject-to transactions. Seller financing is a powerful tool that enables buyers and sellers to create custom payment arrangements, bypassing traditional mortgage requirements. This method opens doors for many buyers who might not qualify for conventional loans, and offers sellers a way to attract a broader range of potential buyers. Rainier expertise in structuring these deals ensures that both parties benefit from clear, fair, and mutually advantageous terms.

A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
Subject- to options

Subject-to transactions are another cornerstone of Rainier's business. In these deals, a buyer takes over the existing mortgage payments without assuming the loan. This approach can be particularly advantageous in situations where a seller needs to move quickly, or when the existing loan has favorable terms that a new buyer wants to maintain. Rainier’s skill in facilitating subject-to transactions provides a seamless path for buyers and sellers alike, offering innovative solutions to complex financial challenges.

A suburban house with a brick facade and double garage doors. The roof is dark, and there are several bare trees and green bushes surrounding the property. A for sale sign is visible on the front lawn.
A suburban house with a brick facade and double garage doors. The roof is dark, and there are several bare trees and green bushes surrounding the property. A for sale sign is visible on the front lawn.
Lease options

A lease option is a real estate arrangement that gives a tenant the right, but not the obligation, to purchase the property they are renting at a predetermined price within a specific time frame. Typically, a portion of the rent paid during the lease period may be credited toward the purchase price. This option benefits tenants who may not be ready to buy immediately but want to lock in the price and have the opportunity to purchase later. For landlords, it provides a steady income stream and the potential for a future sale.